Discover today released its complete 5% Cashback Bonus®
Calendar for 2022 to help cardmembers plan their spending and earn
rewards. In addition to categories in which cardmembers can earn on
everyday purchases, like Grocery Stores and Gas Stations, Discover
added Fitness Club & Gym Memberships from January through
March, expanded to both in-store and online purchases at Target
from April through June, and added Digital Wallets from October
through December.
This press release features multimedia. View
the full release here:
https://www.businesswire.com/news/home/20211101005461/en/
Discover's 5% Cashback Bonus Calendar for
2022 (Graphic: Business Wire)
“The Discover 5% Cashback Bonus program is designed to reward
cardmembers for everyday purchases at all the different places they
shop. We’re excited to again share this year’s categories – which
continue to be based on cardmember feedback and use,” said Geeta
Chandan, Vice President, Rewards and Product Strategy at Discover.
“Coming out of the pandemic, we know consumers are looking forward
to both in-store and online shopping and are ready to get back into
their gyms and fitness routines. The evolution of this year’s
categories aligns with the broader shifts in spending we’ve seen
over the past year and a half.”
Here is a look at Discover’s 2022 rewards categories1, and the
new additions cardmembers can look forward to in 2022:
- Quarter 1, January – March: Grocery Stores and
Fitness Club & Gym Memberships2: New in 2022, the added
Fitness Club & Gym Memberships category will apply to a range
of fitness centers across the country from well-known national
chains to local gyms, as well as in-person gym memberships.
- Quarter 2, April – June: Gas Stations and Target3:
Discover increased the Target offering this year. Now, cardmembers
can earn 5% on purchases made online, and in-store, allowing
cardmembers more options when shopping for everyday
essentials.
- Quarter 3, July – September: Restaurants and
PayPal4: From dining-in to ordering out, Discover helps
cardmembers satisfy their craving for flavor and rewards.
- Quarter 4, October – December: Amazon.com and Digital
Wallets5: Cardmembers will earn 5% back every time they use
their Discover it card to make a purchase through Apple Pay, Google
Pay, Samsung Pay or Garmin Pay, regardless of retailer. Coupled
with Amazon.com, cardmembers have an endless amount of
opportunities to find the perfect holiday gift, while earning 5%
cash back.
Each quarter, Discover it® and Discover More® cardmembers can
activate to earn 5% cash back on up to $1,500 in purchases (maximum
$75 cash back) at a variety of places without any annual fee6. In
addition to earning 5% cash back on everyday purchases at different
places each quarter, Discover it cardmembers earn unlimited 1% cash
back on all other purchases, automatically. And first-year
cardmembers will receive an unlimited dollar-for-dollar match of
all of the cash back they earn at the end of their first year
automatically7.
To learn more about the Discover 5% Cashback Bonus program visit
www.discover.com/5.
About Discover
Discover Financial Services (NYSE: DFS) is a digital banking and
payment services company with one of the most recognized brands in
U.S. financial services. Since its inception in 1986, the company
has become one of the largest card issuers in the United States.
The company issues the Discover card, America's cash rewards
pioneer, and offers private student loans, personal loans, home
loans, checking and savings accounts and certificates of deposit
through its banking business. It operates the Discover Global
Network comprised of Discover Network, with millions of merchant
and cash access locations; PULSE, one of the nation's leading
ATM/debit networks; and Diners Club International, a global
payments network with acceptance around the world. For more
information, visit www.discover.com/company.
1. Applies to all categories: Purchases must be made with
merchants in the U.S. To qualify for 5%, the purchase transaction
date must be before or on the last day of the offer or promotion.
For online purchases, the transaction date from the merchant may be
the date when the item ships. Rewards are added to your account
within two billing periods. Even if a purchase appears to fit in a
5% category, the merchant may not have a merchant category code
(MCC) in that category. Merchants and payment processors are
assigned an MCC based on their typical products and services.
Discover Card does not assign MCCs to merchants. Certain
third-party payment accounts and digital wallet transactions may
not earn 5% if the technology does not provide sufficient
transaction details or a qualifying MCC. Learn more at
Discover.com/digitalwallets. See Cashback Bonus Program Terms and
Conditions for more information.
2. Activate to earn 5% Cashback Bonus at Grocery Stores
(stand-alone) and Fitness Club & Gym Memberships from
1/1/22 (or the date on which you activate 5%, whichever is later)
through 3/31/22, on up to $1,500 in purchases. Grocery Store
purchases include those made at supermarkets, meat lockers,
bakeries, smaller grocery stores, and grocery delivery services.
All purchases made at Walmart, Target, convenience stores,
wholesale clubs, discount stores, and supercenters are not
eligible. Fitness Club & Gym Memberships include
membership fees and purchases at health clubs. Athletic or
recreation facilities may be eligible. Virtual and in-person
fitness classes may be eligible. Individual merchants and
stand-alone stores within fitness clubs, gyms, athletic or
recreation facilities may not be eligible in this category.
3. Activate to earn 5% Cashback Bonus at Gas Stations
(stand-alone) and Target from 4/1/22 (or the date on which
you activate 5%, whichever is later) through 6/30/22, on up to
$1,500 in purchases. Gas Station purchases include those
made at merchants classified as places that sell automotive
gasoline that can be bought at the pump or inside the station. Gas
Stations affiliated with supermarkets, supercenters, and wholesale
clubs may not be eligible. Target purchases include those
made at Target.com, through the Target app, or in-store at Target.
Purchases from individual merchants and stand-alone stores within
physical Target locations may not be eligible for this promotion.
Purchases made online or through the Target app from Target
affiliates, individual merchants or stand-alone stores may not be
eligible for this promotion, including, but not limited to,
targetoptical.com and targetphoto.com. Target and the Bullseye
Design are registered trademarks of Target Brands, Inc. Listed
merchants are in no way sponsoring or affiliated with this
program.
4. Activate to earn 5% Cashback Bonus at Restaurants and
PayPal from 7/1/22 (or the date on which you activate 5%,
whichever is later) through 9/30/22, on up to $1,500 in purchases.
Restaurant purchases include those made at merchants
classified as full-service restaurants, cafes, cafeterias,
fast-food locations, and restaurant delivery services.
PayPal eligible purchases are made through the PayPal wallet
online, money transfers via PayPal using your card, and
point-of-sale transactions using PayPal Here. Payments made through
Xoom transfer services are not eligible for 5%. Using PayPal on
restaurant purchases will only earn a total of 5%. PayPal and the
PayPal logo are trademarks of PayPal or its Affiliates. Listed
merchants are in no way sponsoring or affiliated with this
program.
5. Activate to earn 5% Cashback Bonus at Amazon.com and
Digital Wallets from 10/1/22 (or the date on which you
activate 5%, whichever is later) through 12/31/22, on up to $1,500
in purchases. Amazon.com purchases include those made
through the Amazon.com checkout, like digital downloads, Amazon.com
gift cards, Amazon Fresh orders, Amazon Local Deals, Amazon Prime
subscriptions and items sold by third party merchants through
Amazon.com’s marketplace. Also includes in-store at Amazon Go,
Amazon Bookstore, and Amazon 4-Star. The Amazon.com logo and the
smile logo are trademarks of Amazon or its Affiliates. Digital
Wallet purchases include those made online and in-store with
your smartphone, tablet, or wearable. Wallets that qualify include
Apple Pay, Google Pay, Samsung Pay, and Garmin Pay. Using digital
wallets to make purchases on Amazon.com will only earn a total of
5%. Listed merchants are in no way sponsoring or affiliated with
this program.
6. Discover it® Pricing: 0% intro APR for purchases and
balance transfers for 14 months, then variable 11.99% - 22.99% APR
applies. Cash advance APR variable 24.99%. Pricing as of October
29, 2021 and is subject to change. Call 1-800-DISCOVER or visit
Discover.com for details about credit costs & terms.
7. Cashback Match: We’ll match all the cash back rewards
you’ve earned on your credit card from the day your new account is
approved through your first 12 consecutive billing periods or 365
days, whichever is longer, and add it to your rewards account
within two billing periods. You’ve earned cash back rewards only
when they’re processed, which may be after the transaction date. We
will not match: rewards that are processed after your match period
ends; statement credits; rewards transfers from Discover checking
or other deposit accounts; or rewards for accounts that are closed.
This promotional offer may not be available in the future and is
exclusively for new cardmembers. No purchase minimums.
View source
version on businesswire.com: https://www.businesswire.com/news/home/20211101005461/en/
Derek Cuculich 224-405-0665 derekcuculich@discover.com
@Discover_News
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