Scotiabank President and CEO to present at investor conference TORONTO, April 5 /PRNewswire-FirstCall/ -- Scotiabank President and CEO Rick Waugh will present at National Bank Financial's Canadian Financial Services Conference inMontreal on Wednesday, April 7, 2004. Mr. Waugh's presentation will begin at approximately 11:10 a.m. EDT and run for about 40 minutes including question and answer session. Interested parties are invited to access -- in listen-only mode -- a live audio webcast of the presentation and Q&As, with accompanying slides, by clicking the link from the homepage of http://www.scotiabank.com/ prior to the start of the presentation. An archived version of the presentation will be available after the conference date via the investor relations page of http://www.scotiabank.com/. Scotiabank is one of North America's premier financial institutions and Canada's most international bank. With approximately 48,000 employees, Scotiabank Group and its affiliates serve about 10 million customers in some 50 countries around the world. Scotiabank offers a diverse range of products and services including personal, commercial, corporate and investment banking. With C$281 billion in assets (as at January 31, 2004), Scotiabank trades on the Toronto (BNS) and New York (BNS) Stock Exchanges. For more information please visit http://www.scotiabank.com/. DATASOURCE: Scotiabank CONTACT: Jennifer Sclisizzi, Scotiabank Public Affairs, (416) 866-3625

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