Simmons Bank Round-Up program streamlines saving for customers

LITTLE ROCK, Ark., Dec. 20, 2023 /PRNewswire/ -- Simmons Bank announced today its automatic savings program, Round-Up, allowed customers to save nearly $5.5 million during the first eleven months of 2023. More than 26,400 customers utilized the program during this period. Compared to the same timeframe in 2022, dollars saved increased by nearly 6 percent.

Simmons Bank Celebrating 120 Years of Service (PRNewsfoto/Simmons Bank)

According to a Bankrate survey released earlier this year, 57 percent of U.S. adults are uncomfortable with the amount of emergency savings they currently have to cover three months of expenses. Nearly one in four (22 percent) of U.S. adults have no emergency savings at all, the second lowest percentage in 13 years of polling. The survey also noted that almost one-third (31 percent) of Gen Zers (ages 18-26) do not have emergency savings – more than twice as many as the 15 percent of Baby Boomers (ages 59-77) who have no emergency savings.

"Successful saving is all about the habit. Simmons Bank Round-Up Savings program provides automated savings for our customers, making it easier to consistently contribute to their rainy day or savings goals," said Joshua Jensen, chief deposit officer at Simmons Bank. "Our Simmons Bank Round-Up savings program helps customers eliminate the time and effort to save, by putting it on 'auto-pilot,' and adding to their savings with each debit card transaction."

Established in 2014, the Simmons Bank Round-Up program is designed to reduce the effort needed to save by automating the process when customers use their debit card to conduct a purchase. With each debit card purchase made by a customer who is enrolled in the program, Simmons Bank rounds the transaction up to the nearest whole dollar and deposits the "change" into a Simmons Bank savings or checking account of the customer's choice.

Simmons Bank
Simmons Bank is a wholly owned subsidiary of Simmons First National Corporation (NASDAQ: SFNC), a Mid-South based financial holding company that has paid cash dividends for 114 consecutive years. Simmons Bank operates 232 branches in Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. Founded in 1903, Simmons Bank offers comprehensive financial solutions delivered with a client-centric approach. In 2023, Simmons Bank was recognized by Forbes as one of "America's Best Midsize Employer" and among the "World's Best Banks" for the fourth consecutive year. In 2022, Simmons Bank was named to Forbes' list of "America's Best Banks" for the second consecutive year. Additional information about Simmons Bank can be found on our website at simmonsbank.com, by following @Simmons_Bank on X (formerly Twitter) or by visiting our newsroom.

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SOURCE Simmons Bank

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