PVI Private Inv.

    SCHEDULE 10
                                        
                    NOTIFICATION OF MAJOR INTERESTS IN SHARES
                                        
                                        
        All relevant boxes should be completed in block capital letters.

1. Name of company                            2. Name of shareholder having
                                              a major interest
                                              
 Private Investors Capital Trust plc           Troy Asset Management
                                              Limited

3. Please state whether notification          4. Name of the registered
indicates that it is in respect of holding    holder(s) and, if more than
of the shareholder named in 2 above or in     one holder, the number of
respect of a non-beneficial interest or in    shares held by each of them
the case of an individual holder if it is a   
holding of that person's spouse or children
under the age of 18.

 As in 2 above                                Adam & Company Nominees, a/c
                                              Troy 267,500 shares
                                              Frank Nominees 25,000 shares

5. Number of       6. Percentage of   7. Number of        8. Percentage of
shares/amount of   issued class       shares/amount of    issued class
stock acquired                        stock disposed      
                                                          
60,000              1.10%                                 

9. Class of security                  10. Date of         11. Date company
                                      transaction         informed
 Ordinary �1.00 shares                                    
                                       3 June 2004         7 June 2004

12. Total holding following           13. Total percentage holding of
this notification                     issued class following this
                                      notification
                                      
 292,500                               5.4%

14. Any additional information        15. Name of contact and telephone
                                      number for queries
                                      
                                       Jan Wilson 0131 479 4774

16.. Name and signature of authorised company official responsible for
making this notification

 Adam & Company Investment Management Limited

Date of notification   8 June 2004

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