CERG Ceres (MM)

Ceres Group to Announce Second Quarter Results CLEVELAND, July 21 /PRNewswire-FirstCall/ -- Ceres Group, Inc. (NASDAQ:CERG) today announced that it will release second quarter 2004 financial results after market on Wednesday, August 4, 2004. (Logo: http://www.newscom.com/cgi-bin/prnh/20000315/CRLOGO ) Tom Kilian, president & chief executive officer, will host a conference call at 10:00 a.m. (Eastern) on Thursday, August 5, 2004, to discuss the results. The conference call will be broadcast over the Internet at http://www.ceresgp.com/ or http://phx.corporate-ir.net/playerlink.zhtml?c=71415&s=wm&e=920063 . To listen to the webcast, please log onto this site at least 15 minutes prior to the call to register, download and install any necessary audio software. If you are unable to participate on the call, a replay will be available through August 12, by dialing 888-266-2081, passcode: 519669. About Ceres Group Ceres Group, Inc., through its insurance subsidiaries, provides a wide array of health and life insurance products through two primary business segments. Ceres' Medical Segment includes major medical health insurance for individuals, families, associations and small businesses. The Senior Segment includes senior health, life and annuity products for Americans age 55 and over. To help control medical costs, Ceres also provides medical cost management services to its insureds. Ceres' nationwide distribution channels include independent agents and its electronic distribution system. Ceres is included in the Russell 3000(R) Index. For more information, visit http://www.ceresgp.com/ . http://www.newscom.com/cgi-bin/prnh/20000315/CRLOGO http://photoarchive.ap.org/ DATASOURCE: Ceres Group, Inc. CONTACT: Gayle Vixler, Senior Vice President, Corporate Communications of Ceres Group, Inc., +1-440-572-8848 Web site: http://www.ceresgp.com/

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