Frequency of Hospital Professional Liability Claims Increasing After Years of Declines, Says Aon and ASHRM Study
20 Ottobre 2009 - 8:53PM
PR Newswire (US)
Medical malpractice claims on the rise for 2010 CHICAGO, Oct. 20
/PRNewswire-FirstCall/ -- After a decade marked by decreases in
Hospital Professional Liability claims, the frequency of claims is
on the rise and is expected to continue increasing at a one percent
annual rate, according to a study released today by Aon Corporation
in conjunction with the American Society for Healthcare Risk
Management. (Logo:
http://www.newscom.com/cgi-bin/prnh/20041215/CGW049LOGO) The tenth
annual Hospital Professional Liability and Physician Liability
Benchmark Analysis examines trends in frequency, severity and
overall loss costs related to hospital and physician professional
liability. More than 100 health care organizations representing
over 1,500 facilities ranging from small community hospitals to
large multi-state health care systems provided loss and exposure
data for the study. The study attributes the rise in claims to the
downturn in the U.S. economy, changes to the Centers for Medicare
and Medicaid reimbursement rules regarding so called "never-events"
or events that should never happen in a hospital and changes in
public sympathy toward health care providers. "Worsening economic
conditions in 2008 may have influenced individuals to assert claims
against hospital systems," said Erik Johnson, health care practice
leader for Aon's Actuarial and Analytics Practice and author of the
analysis. "In 2003 through 2007 public attention was directed on
tort reform activity and prohibitive medical malpractice costs for
physicians. This coincided with significant reductions in
professional liability claims. As public attention shifted to other
subjects, the momentum of the reductions dissipated. Recently, the
public focus has evolved to discussions regarding waste,
inefficiency, and defensive medicine. It remains to be seen how
this will influence the frequency of professional liability
claims." The Hospital Professional Liability and Physician
Liability Benchmark Analysis also found: -- In 2010, hospital loss
costs per occupied bed equivalent, a major part of the total cost
of risk, are expected to increase five percent annually to $3,170.
-- Claim severity, including both indemnity and defense costs,
continues to increase at a consistent rate and is projected to
increase by four percent annually. -- One out of every four claims
and 24 percent of hospital professional liability costs are
associated with hospital acquired conditions such as infections and
injuries, medication errors, objects left in surgery and pressure
ulcers. -- In 2010, hospitals can expect to incur liability costs
of $181.00 per birth in the Obstetrics Unit and $7.20 per visit in
the Emergency Department. According to Aon's Health Care Industry
Report, also released today, the health care industry professional
liability market should remain stable for the rest of the year.
However, expectations are that market pricing will increase in
2010, in part due to the increase in frequency noted in the
Benchmark Analysis. To purchase a copy of the 2009 Hospital
Professional Liability and Physician Liability Benchmark Analysis,
visit http://www.aon.com/hplsurvey2009 Loss Cost Calculator Risk
managers interested in calculating their facility's loss cost may
log on to http://www.aon.com/hplsurvey2009. The online rater
calculates 2010 prospective loss costs based on exposures inputted
into the calculator. Follow Aon on Twitter:
http://www.twitter.com/aoncorp Sign up for News Alerts:
http://aon.mediaroom.com/index.php?s=58 About ASHRM The American
Society for Healthcare Risk Management (ASHRM) is a personal
membership group of the American Hospital Association with more
than 5,500 members representing clinical care, insurance, law and
other related professions. ASHRM initiatives focus on developing
and implementing safe and effective patient care practices, the
preservation of financial resources and the maintenance of safe
working environments. About Aon Aon Corporation (NYSE:AOC) is the
leading global provider of risk management services, insurance and
reinsurance brokerage, and human capital consulting. Through its
more than 37,000 colleagues worldwide, Aon readily delivers
distinctive client value via innovative and effective risk
management and workforce productivity solutions. Aon's
industry-leading global resources and technical expertise are
delivered locally through more than 500 offices in more than 120
countries. Named the world's best broker by Euromoney magazine's
2008 and 2009 Insurance Survey, Aon also ranked highest on Business
Insurance's listing of the world's largest insurance brokers based
on commercial retail, wholesale, reinsurance and personal lines
brokerage revenues in 2008 and 2009. A.M. Best deemed Aon the
number one insurance broker based on brokerage revenues in 2007,
2008, and 2009, and Aon was voted best insurance intermediary, best
reinsurance intermediary and best employee benefits consulting firm
in 2007 and 2008 by the readers of Business Insurance. For more
information on Aon, log onto http://www.aon.com/. Media Contact
Cybil Rose 312.755.3537
http://www.newscom.com/cgi-bin/prnh/20041215/CGW049LOGO
http://photoarchive.ap.org/ DATASOURCE: Aon Corporation CONTACT:
Cybil Rose, +1-312-755-3537, , for Aon Corporation Web Site:
http://www.aon.com/
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