1st Capital Bank (OTCBB: FISB): 1st Capital Bank ("Bank") today announced the hire of Mark Andino as the Bank's Executive Vice President and Chief Operating Officer. Mr. Andino is a veteran California banker, with over 28 years of experience among financial institutions located throughout the state, including serving as Chief Operating Officer, Chief Financial Officer, and / or Chief Administrative Officer at six banks. Mr. Andino was most recently the Executive Vice President, Chief Financial Officer, and Chief Operating Officer of American Perspective Bank in San Luis Obispo. Mr. Andino has served banks with extensive operations in Monterey County over the years, including as Chief Financial Officer and Treasurer of Monterey Bay Bank in the early 2000s.

In his new position, Mr. Andino will be responsible for guiding a range of Bank's functions, including Treasury, Secondary Marketing, Facilities, Legal, and Investor Relations. In addition, Mr. Andino will team with the Bank's Chief Financial Officer, Jayme Fields, in pursuing opportunities to further enhance the Bank's financial profile. Mr. Andino will report to Fred Rowden, the Bank's President and Chief Executive Officer.

Commenting on the hire, Mr. Rowden stated: "The Bank is fortunate to recruit an executive with Mr. Andino's breadth of skills. This addition strengthens the 1st Capital management team, better positioning the Bank to continue growing organically while also availing us of Mr. Andino's extensive strategic experience in raising capital; purchasing loans, deposits, and branches; and acquiring financial institutions."

Kurt Gollnick, the Bank's Chairman of the Board, added: "We were also attracted to Mr. Andino's commitment to community banking and building long term relationships with clients and shareholders. Businesses and professionals in Monterey County sought to bank with Mr. Andino even while he was located in San Luis Obispo due to his financial expertise and regular display of outstanding client service."

Commenting on his becoming part of the 1st Capital team, Mr. Andino stated: "I look forward to joining the high caliber professionals at 1st Capital Bank, a number of whom I have had the privilege of working with over the years. The Bank has produced many impressive achievements since its formation, including maintaining superior credit quality while building an attractive balance sheet. The strong shareholder value orientation of the Board of Directors and the visibility and leadership of the executive team in contributing to the Monterey County community rendered the Bank my employer of choice."

Contact Information Fred Rowden CEO (831) 264-4010

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