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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)
January 19, 2024
CAPITOL FEDERAL FINANCIAL, INC.
(Exact name of Registrant as specified in its Charter)
Maryland001-3481427-2631712
(State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.)

700 South Kansas Avenue,TopekaKansas66603
(Address of principal executive offices)(Zip Code)


Registrant's telephone number, including area code
(785) 235-1341
N/A
(Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Common Stock, par value $0.01 per shareCFFNThe NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨




ITEM 7.01 REGULATION FD DISCLOSURE
On January 19, 2024, Capitol Federal Financial, Inc. (the "Company") issued the press release attached hereto as Exhibit 99 and incorporated herein by reference announcing the availability of the Company's Annual Meeting of Stockholders (the "Annual Meeting") presentation on the Company’s website at 10:00 a.m. central time on January 23, 2024.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(d) Exhibits

Exhibit 99 – Press release announcing availability of Annual Meeting presentation dated January 19, 2024
Exhibit 104 – Cover page interactive data file (embedded within the Inline XBRL document)




SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
CAPITOL FEDERAL FINANCIAL, INC.
Date: January 19, 2024By: /s/ Kent G. Townsend
Kent G. Townsend, Executive Vice-President,
Chief Financial Officer, and Treasurer



cffnlogo.jpg

NEWS RELEASE

FOR IMMEDIATE RELEASE

January 19, 2024

CAPITOL FEDERAL FINANCIAL, INC.® ANNOUNCES
ANNUAL MEETING PRESENTATION AVAILABLE ON WEBSITE

Topeka, KS - Capitol Federal Financial, Inc. (NASDAQ: CFFN) (the "Company") will have available on its website at https://ir.capfed.com/news-market-data/presentations/default.aspx, at 10:00 a.m. central time on January 23, 2024, the slide presentation for its annual meeting of stockholders being held at that same time.

Capitol Federal Financial, Inc. is the holding company for Capitol Federal Savings Bank (the "Bank"). The Bank has 49 branch locations in Kansas and Missouri, and is one of the largest residential lenders in the State of Kansas. News and other information about the Company can be found at the Bank's website, http://www.capfed.com.

Except for the historical information contained in this press release, the matters discussed herein may be deemed to be "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include statements about our beliefs, plans, objectives, goals, expectations, anticipations, estimates and intentions. The words "may," "could," "should," "would," "will," "believe," "anticipate," "estimate," "expect," "intend," "plan," and similar expressions are intended to identify forward-looking statements. Forward-looking statements involve risks and uncertainties, including: changes in policies or the application or interpretation of laws and regulations by regulatory agencies and tax authorities; other governmental initiatives affecting the financial services industry; changes in accounting principles, policies or guidelines; fluctuations in interest rates and the effects of inflation or a potential recession, whether caused by Federal Reserve action or otherwise; the impact of bank failures or adverse developments at other banks and related negative press about the banking industry in general on investor or depositor sentiment; demand for loans in the Company's and its correspondent banks' market areas; the future earnings and capital levels of the Bank, which could affect the ability of the Company to pay dividends in accordance with its dividend policies; competition; and other risks detailed from time to time in documents filed or furnished by the Company with the Securities and Exchange Commission (SEC). Actual results may differ materially from those currently expected. These forward-looking statements represent the Company's judgment as of the date of this release. The Company disclaims, however, any intent or obligation to update these forward-looking statements.

For further information contact:
Kent Townsend
Investor Relations
Executive Vice President,
(785) 270-6055
Chief Financial Officer and Treasurer
investorrelations@capfed.com
(785) 231-6360
ktownsend@capfed.com


v3.23.4
Document And Entity Information
Jan. 19, 2024
Cover [Abstract]  
Document Type 8-K
Period End Date Jan. 19, 2024
Registrant Name CAPITOL FEDERAL FINANCIAL, INC.
State of incorporation MD
Commission file number 001-34814
IRS identification number 27-2631712
Address of principal executive offices location 700 South Kansas Avenue,
City of principal executive offices location Topeka
State of principal executive offices location KS
Zip code of principal executive offices location 66603
Telephone number - Area code 785
Telephone number 235-1341
Written communications indicator false
Soliciting material indicator false
Pre-commencement tender offer indicator false
Pre-commencement issuer tender offer indicator false
Title of security class Common Stock, par value $0.01 per share
Trading symbol CFFN
Name of exchange on which securities are registered NASDAQ
Emerging Growth Company indicator false
Entity Central Index Key 0001490906
Amendment Flag false
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