PULSE Releases Debit Card Safety Tips for Protecting Yourself this Summer
23 Giugno 2008 - 3:00PM
Business Wire
Continuing with its ATM/Debit Safety Awareness Month, this week the
PULSE� debit network releases Debit Card Safety Tips. Although
debit is a secure and convenient form of payment, it is a good idea
for consumers to take some basic precautions when using their debit
cards. As many consumers plan summer trips online, over the phone
and in-person, there are a number of safety measures to keep in
mind when providing financial information. Follow these
step-by-step safety tips while making transactions: Debit Card
Safety Keep your PIN personal: ATM transactions and PIN debit
purchases require the use of a secret code known as a personal
identification number or PIN. Memorize your PIN, never write it on
your card or store it with your card. Never let someone else enter
your PIN for you. Do not disclose information about your card or
account over the telephone: No company or individual needs to know
your PIN, not even your financial institution. If you perform
transactions over the telephone using your debit card, never
disclose your PIN. Never disclose information about your card in
response to an unsolicited e-mail or request: E-mail is a common
channel for fraudulent activity. Never provide your debit or credit
card number, PIN or any other non-public personal information to
any entity in response to an unsolicited e-mail or request. Your
financial institution will never send an e-mail asking for your
PIN. Make certain your Internet shopping or travel booking sites
are secure: Use trusted sites or look for secure transaction
symbols when shopping online to ensure your account information is
protected. Always log off from any site after you make a purchase.
If you can�t log off, shut down your browser to prevent
unauthorized access to your account information. Protect your
card�s magnetic stripe: Do not expose your card�s magnetic stripe
to magnetic objects. Magnetic objects can damage your card. Report
a lost or stolen card at once: Immediately call your financial
institution if your card is lost or stolen to reduce the chance
that it will be used improperly. Immediate notice of lost or stolen
cards also will limit your potential liability for unauthorized
transactions. Review your account statements for unauthorized
transactions: Review all account statements from your financial
institution promptly, or better yet, monitor your account through
your financial institution�s online banking system. Report any
errors (including transactions you believe may be unauthorized) as
soon as possible. A comprehensive list of ATM/debit card safety
tips is available at
www.pulse-eft.com/public/group/consumer/atmdebitsafety.html. PULSE
also offers a brochure containing fraud/identity theft prevention
tips, which can be downloaded at
www.pulse-eft.com/public/group/consumer/atmdebitsafety/idtheft.html.
About PULSE PULSE is one of the nation�s leading ATM/debit
networks, currently serving more than 4,500 banks, credit unions
and savings institutions across the country. PULSE is owned by
Discover Financial Services (NYSE: DFS). The network links
cardholders with more than 265,000 ATMs, as well as POS terminals
at retail locations nationwide. The company is also a valued
resource for industry research related to electronic payments and
is committed to providing its participants with education on
evolving products, services and trends in the payments industry.
For more information, visit www.pulse-eft.com.
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