Discover Provides Free FICO® Scores to Discover it Cardmembers on Their Monthly Statements
18 Novembre 2013 - 4:05PM
Business Wire
Free Scores Help Cardmembers Manage their
Finances to Achieve Goals
Discover today announced it is providing free FICO® Scores on
the monthly statements of Discover it cardmembers to help them stay
on top of their credit and gain insight into key credit information
that may influence how lenders, auto dealers, retail stores and
others evaluate them. Discover is the first major credit card
issuer to provide free FICO® Scores directly to its cardmembers on
their monthly statements.
“By providing cardmembers with their free FICO® Score on their
monthly statements, we’re helping them manage their finances so
they can achieve their personal goals,” said Julie Loeger, senior
vice president of brand and acquisition at Discover. “A good credit
history and FICO® Score can be a deciding factor in a person’s
ability to get a loan or receive a good rate that will enable them
to buy anything from everyday purchases to a new home. We think
Discover customers deserve to have ready access to this information
and should not have to go through hurdles to get it.”
Credit scores, which indicate the relative likelihood that a
consumer will repay a debt as agreed, are one of the most important
factors that lenders take into consideration when consumers apply
for a loan to buy a house, lease a car or open a credit card. In
addition to their credit scores, Discover it cardmembers will see
the FICO® Score Meter, indicating the relative strength of their
scores, as well as educational content to help them better
understand them. While credit scores can serve as a key indicator
in understanding one’s financial health, a recent independent
survey commissioned by Discover found that nearly 40 percent of
Americans didn’t check their credit score in the past year.
“The FICO® Score is one of the most commonly used credit
evaluation measures, providing consumers with critical information
that many lenders use to make credit decisions,” said James
Wehmann, executive vice president of Scores at FICO. “We applaud
Discover for participating in the FICO Score Open Access program
and continuing to be a leader in consumer financial education and
empowerment.”
Qualifying Discover it cardmembers automatically will begin
receiving free FICO® Scores based on data from TransUnion, a world
leader in consumer credit information, on their monthly statements,
made available through the mail or on the secure Account Center on
Discover.com. Free FICO® Scores are currently available to Discover
it cardmembers, with plans to roll out to other Discover
cardmembers in the coming months.
Providing a free FICO® Score is one of the many ways Discover
helps consumers stay on top of their finances, avoid surprises and
reach their financial goals. The company offers cardmembers free
email and mobile alerts to help manage their accounts and get
account activity updates. It also offers the Spend Analyzer, a free
financial management tool that helps cardmembers track their
spending, as well as Paydown and Purchase Planners that empower
them to make smart financial decisions.
To learn more about free FICO® Scores offered by Discover on
monthly statements, please visit www.discover.com/FICO.
About Discover
Discover Financial Services (NYSE: DFS) is a direct banking and
payment services company with one of the most recognized brands in
U.S. financial services. Since its inception in 1986, the company
has become one of the largest card issuers in the United States.
The company issues the Discover card, America’s cash rewards
pioneer, and offers home loans, private student loans, personal
loans, home equity loans, checking and savings accounts,
certificates of deposit and money market accounts through its
direct banking business. It operates the Discover Network, with
millions of merchant and cash access locations; PULSE, one of the
nation’s leading ATM/debit networks; and Diners Club International,
a global payments network with acceptance in more than 185
countries and territories. For more information, visit
www.discoverfinancial.com.
DiscoverLaura Gingiss224-405-0185lauragingiss@discover.com
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