Three Discover it® Cards Named to MONEY Magazine’s 2016-2017 Best Credit Card List
22 Settembre 2016 - 2:00PM
Business Wire
The Discover it® Card, Discover it® Miles Card and Discover it®
Secured Card were named to MONEY Magazine’s Best Credit Cards list
for 2016-2017. This marks the third consecutive year that Discover
card products have been selected for MONEY’s annual list.
The Discover it Card was recognized as the Best Cash Back Credit
Card for Maximizers, and the Discover it Miles Card ranked as the
Best Cash Back Credit Card in Year One. The Discover it Secured
Credit Card, which launched earlier this year, was named the Best
Secured Credit Card.
Discover offers a full suite of credit cards, including cash
back, travel, credit-building and student cards, all with no annual
fee1. Currently, all new Discover cardmembers automatically receive
Cashback MatchTM – a dollar-for-dollar match of all cash back
earned at the end of their first year as a cardmember.²
“When you add up all the benefits of being a Discover
cardmember—from flexible rewards to award-winning U.S.-based
customer service—we love how our credit card portfolio stacks up
against the industry, across all categories,” said Julie Loeger,
Discover’s executive vice president and chief marketing officer.
“We have always been committed to offering innovative credit card
products that serve our cardmembers’ needs. Having three of our
cards named to MONEY’s Best Credit Cards list speaks to that
commitment.”
MONEY recognized the Discover it Card for its 5% program, which
offers 5% cash back in categories that change quarterly on up to
$1,500 in purchases when you sign up, as well as the first-year
Cashback Match promotion for new cardmembers. The Discover it Miles
Card was touted for its 1.5X Miles earned on every dollar spent on
purchases and the Match offering at the end of a new cardmember’s
first year. The Discover it Secured Credit Card was recognized for
reporting credit history to the three major credit bureaus,
forgiving fee structure, no annual fee, FICO® Scores for free³ and
the potential to switch to an unsecured option after 12 months.
Features of the three Discover cards recognized by MONEY’s
2016-2017 Best Credit Cards list include:
- Discover it Card: As Discover’s
flagship cash rewards credit card with no annual fee, it offers
cardmembers 5% cash back in quarterly rotating categories such as
gas, restaurants, Amazon.com and more – on up to $1,500 in
purchases each quarter when activated. Cardmembers also receive
unlimited 1% cash back on all other purchases.
- Discover it Miles Card: The
Miles card is a no annual fee card that earns cardmembers 1.5X
Miles on every dollar spent on purchases and allows them to fly any
airline, any time. Cardmembers can redeem Miles in any amount to
credit travel purchases on their statement or get cash back at any
time.4 They also receive an annual credit up to $30 for in-flight
Wi-Fi purchases.
- Discover it Secured Card:
Designed for those looking to build or rebuild credit, the Discover
it Secured Card offers 2% cash back at gas stations and restaurants
on up to $1,000 in combined purchases each quarter. The card, which
requires a minimum security deposit of $200, offers 1% cash back on
all other purchases, all with no annual fee. The card reports to
all three major credit bureaus and cardmembers who manage their
credit responsibly may qualify for an unsecured line of credit
after one year.
Discover offers innovative features to help cardmembers and
non-cardmembers stay on top of their credit. This year, Discover
became the first credit card issuer to offer FICO® Credit
Scores for free to everyone, including those who are not Discover
customers, through its Credit Scorecard5 tool.
Other Discover cardmember benefits include:
- 24/7 live, U.S.-based customer
service
- Ability to redeem rewards for cash in
any amount and at any time; plus, cash back never expires
- Freeze ItSM – an on/off switch
that enables cardmembers to freeze their account in seconds using
the Discover mobile app or website if they misplace their card to
prevent new purchases, cash advances and balance transfers
- FICO® Credit Scores for free on
monthly statements and online
- $0 Fraud Liability Guarantee means
cardmembers are never responsible for unauthorized purchases on
their Discover card
For more information about the Discover it Credit Card platform,
please visit www.discover.com/credit-cards.
About MONEY’S Best Credit Cards Ranking
To pick the winners, MONEY and NerdWallet evaluated more than
2,200 current credit card offers, focusing on rewards, fees,
introductory and regular APRs, sign-up bonuses, and other, more
specialized perks. For each category, MONEY set parameters for what
constituted a winner, and NerdWallet scoured its database to find
candidates, disclosing to MONEY any issuers from which it receives
compensation when people apply through its site. MONEY then
independently compared and fact-checked the cards and made the
final decisions.
About Discover
Discover Financial Services (NYSE: DFS) is a direct banking
and payment services company with one of the most recognized brands
in U.S. financial services. Since its inception in 1986, the
company has become one of the largest card issuers in the
United States. The company issues the Discover card, America's cash
rewards pioneer, and offers private student loans, personal loans,
home equity loans, checking and savings accounts and certificates
of deposit through its direct banking business. It operates the
Discover Network, with millions of merchant and cash access
locations; PULSE, one of the nation's leading ATM/debit networks;
and Diners Club International, a global payments network with
acceptance in more than 185 countries and territories. For more
information, visit www.discover.com/company.
1 Discover it Card: 0% intro purchase APR and balance transfers
for 12 months; then variable 11.24% - 23.24%. Cash advance APR
variable 25.24%. Discover it Miles: 0% intro purchase APR for 12
months; then variable 11.24% -23.24%. 10.99% intro Balance Transfer
APR for 12 months; then variable 11.24% - 23.24%. Cash advance APR:
variable 25.24%. Discover it Secured card: 23.24% standard variable
purchase APR. 10.99% intro Balance Transfer APR for 6 months; then
variable 23.24%. Cash advance APR: variable 25.24%. Call
1-800-DISCOVER for details about credit costs and terms.
2 After the first 12 consecutive billing periods that your new
account is open we will double all the cash back rewards you’ve
earned and apply them to your account in the next one or two
billing cycles. This promotional offer may not be offered in the
future.
3 Your FICO® Credit Score and key factors are based on data from
TransUnion and may be different from other credit scores. This
information is intended for and only provided to Primary
cardmembers who have an available score. See Discover.com/FICO
about the availability of your score. Your score and key factors
are available on Discover.com and your score is provided on
statements. You will see up to a year of recent scores online
starting when you become a cardmember. Discover and other lenders
may use different inputs, such as a FICO® Credit Score, other
credit scores and more information in credit decisions. This
benefit may change or end in the future. FICO is a registered
trademark of the Fair Isaac Corporation of the United States and
other countries.
4 We will credit your account with your rewards balance if your
account is closed or if you have not used it within 18 months.
5 Only from Discover as of August 2016. Credit Scorecard
Information: Credit Scorecard is provided by Discover Bank, and
includes a FICO® Credit Score and other credit information. Credit
Scorecard information is based on data from Experian and may differ
from credit scores and credit information provided by other credit
bureaus. This information is provided to you at no cost and with
your consent. You must be 18 years old and a U.S. resident or a
resident of America Samoa, Guam, Northern Mariana Islands, Puerto
Rico or the Virgin Islands. Your Credit Scorecard will be refreshed
the later of every 30-days or the next time you log in to Credit
Scorecard. Discover and other lenders may use different inputs,
such as a FICO® Credit Score, other credit scores and more
information in credit decisions. This product may change or end in
the future. FICO is a registered trademark of the Fair Isaac
Corporation in the United States and other countries.
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version on businesswire.com: http://www.businesswire.com/news/home/20160922005253/en/
Discover Financial ServicesDerek
Cuculich224-405-0665derekcuculich@discover.com@Discover_News
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