Discover Launches Click to Pay Making the Digital Checkout Experience Simple and More Secure
27 Ottobre 2020 - 12:00PM
Business Wire
Discover cardmembers and merchants can now experience a more
seamless and consistent checkout experience when shopping online or
through a mobile app with the launch of Click to Pay. The digital
payment solution, based on the EMV® Secure Remote Commerce (SRC)
industry standard, replaces the need for cardmembers to manually
enter personal and account information at checkout with
participating merchants. An easier and frictionless checkout
process enhances the customer experience and also helps merchants
reduce cart abandonment.
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“With merchants seeing more and more purchases being made online
and through mobile apps, and with the COVID-19 pandemic
accelerating that trend, it’s critical we continue to provide a
variety of solutions that make their payment experience quick,
convenient and more secure for their customers,” said Andrew
Hopkins, senior vice president of global products at Discover.
“Click to Pay is just one of those programs that Discover offers
our customers, helping cardmembers shop easier with whatever
payment method they prefer and giving merchants choice and enhanced
security.”
After a simple initial setup process, Discover cardmembers will
be able to use their Discover card to pay and earn rewards wherever
they see the Click to Pay icon with the Discover acceptance mark
next to it. Eventually, Discover cardmembers will be able to avoid
the initial setup process and start using the seamless, digital
checkout solution immediately. Through the use of smart
authentication and tokenization technology, Discover cardmembers
will only need to enter their email address at checkout, offering a
streamlined and password-free payment experience when shopping at
merchants that have incorporated Click to Pay.
To support customer payment choice, Discover is working closely
with merchants, acquirers and other participants in the payment
ecosystem to help them implement Secure Remote Commerce and offer
Click to Pay to their customers. The Click to Pay solution from
Discover is now available in the U.S. for credit customers and
Discover is also working towards supporting debit within Click to
Pay as well as expanding the SRC technology into international
markets. As one of six member owners of EMVCo, along with American
Express, JCB, Mastercard, Union Pay, and Visa, Discover is
participating in the SRC effort in order to create a solution that
aims to benefit all stakeholders in the payments industry,
providing a level playing field that promotes choice, security and
enhances customer experiences.
For more information on the Discover Click to Pay solution visit
https://www.discoverglobalnetwork.com/en-us/what-we-offer/digital-payments/secure-remote-commerce/.
EMV® is a registered trademark in the U.S. and other countries
and an unregistered trademark elsewhere. The EMV trademark is owned
by EMVCo, LLC.
About Discover
Discover Financial Services (NYSE: DFS) is a digital banking and
payment services company with one of the most recognized brands in
U.S. financial services. Since its inception in 1986, the company
has become one of the largest card issuers in the United States.
The company issues the Discover card, America's cash rewards
pioneer, and offers private student loans, personal loans, home
loans, checking and savings accounts and certificates of deposit
through its banking business. It operates the Discover Global
Network comprised of Discover Network, with millions of merchant
and cash access locations; PULSE, one of the nation's leading
ATM/debit networks; and Diners Club International, a global
payments network with acceptance around the world. For more
information, visit www.discover.com/company.
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Robert Weiss Discover 224-405-6304 robertweiss@discover.com
@Discover_News
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