Reports Q1 Diluted EPS of $0.59, Adjusted
Diluted EPS* of $0.85
FB Financial Corporation (the “Company”) (NYSE: FBK), parent
company of FirstBank, reported net income of $28.0 million, or
$0.59 per diluted common share, for the first quarter of 2024,
compared to $0.63 in the previous quarter and $0.78 in the first
quarter of last year. Adjusted net income* was $39.9 million, or
$0.85 per diluted common share, compared to $0.77 in the previous
quarter and $0.76 in the first quarter of last year.
The Company ended the first quarter with loans held for
investment (“HFI”) of $9.29 billion compared to $9.41 billion at
the end of the previous quarter and $9.37 billion at the end of the
first quarter of last year. Deposits were $10.50 billion as of
March 31, 2024, compared to $10.55 billion as of December 31, 2023,
and $11.18 billion as of March 31, 2023. Net interest margin
(“NIM”) was 3.42% for the first quarter of 2024 compared to 3.46%
in the prior quarter and 3.51% in the first quarter of 2023. The
Company ended the quarter with book value per common share of
$31.55 and tangible book value per common share* of $26.21,
representing a 6.48% and an 8.14% annualized increase respectively
from the previous quarter.
President and Chief Executive Officer, Christopher T. Holmes
stated, “The results for the quarter continue with the same themes
from recent quarters: balance sheet strength and earnings momentum.
Our capital, liquidity, credit and reserves all are in excellent
positions, and our profitability is reflective of the margin and
expense actions of the previous year. Further, we had a securities
transaction late in the quarter which will contribute additional
near-term earnings and provide additional balance sheet
optionality.”
Annualized
(dollars in thousands, except share
data)
Mar 2024
Dec 2023
Mar 2023
Mar 24 / Dec 23 %
Change
Mar 24 / Mar 23 %
Change
Balance Sheet
Highlights
Investment securities, at fair value
$
1,464,682
$
1,471,973
$
1,474,064
(1.99
)%
(0.64
)%
Loans held for sale
82,704
67,847
82,515
88.1
%
0.23
%
Loans HFI
9,288,909
9,408,783
9,365,996
(5.12
)%
(0.82
)%
Allowance for credit losses on loans
HFI
151,667
150,326
138,809
3.59
%
9.26
%
Total assets
12,548,320
12,604,403
13,101,147
(1.79
)%
(4.22
)%
Interest-bearing deposits
(non-brokered)
8,191,962
8,179,430
8,693,515
0.62
%
(5.77
)%
Brokered deposits
130,845
150,475
251
(52.5
)%
NM
Noninterest-bearing deposits
2,182,121
2,218,382
2,489,149
(6.57
)%
(12.3
)%
Total deposits
10,504,928
10,548,287
11,182,915
(1.65
)%
(6.06
)%
Borrowings
360,821
390,964
312,131
(31.0
)%
15.6
%
Allowance for credit losses on
unfunded
commitments
7,700
8,770
18,463
(49.1
)%
(58.3
)%
Total common shareholders' equity
1,479,526
1,454,794
1,369,696
6.84
%
8.02
%
Book value per common share
$
31.55
$
31.05
$
29.29
6.48
%
7.72
%
Tangible book value per common share*
$
26.21
$
25.69
$
23.86
8.14
%
9.85
%
Total common shareholders' equity to total
assets
11.8
%
11.5
%
10.5
%
Tangible common equity to tangible
assets*
9.99
%
9.74
%
8.68
%
*Non-GAAP financial measure; A
reconciliation of non-GAAP measures to the most directly comparable
GAAP measure is included in the Company's First Quarter 2024
Financial Supplement.
NM- Not meaningful
Three Months Ended
(dollars in thousands, except share
data)
Mar 2024
Dec 2023
Mar 2023
Statement of
Income Highlights
Net interest income
$
99,490
$
101,088
$
103,660
NIM
3.42
%
3.46
%
3.51
%
Noninterest income
$
7,962
$
15,339
$
23,349
(Loss) gain from securities, net
$
(16,213
)
$
183
$
69
(Loss) gain from changes in fair value of
commercial loans held for sale acquired in
previous business combinations
$
—
$
(3,009
)
$
910
Total revenue
$
107,452
$
116,427
$
127,009
Noninterest expense
$
72,420
$
80,200
$
80,440
Early retirement and severance costs
$
—
$
2,214
$
—
Loss (gain) on lease terminations
$
—
$
1,843
$
(72
)
FDIC special assessment
$
500
$
1,788
$
—
Efficiency ratio
67.4
%
68.9
%
63.3
%
Core efficiency ratio*
58.1
%
61.7
%
63.4
%
Pre-tax, pre-provision net revenue
$
35,032
$
36,227
$
46,569
Adjusted pre-tax, pre-provision net
revenue*
$
51,180
$
45,390
$
45,701
Provisions for credit losses
$
782
$
305
$
491
Net charge-offs (recoveries) ratio
0.02
%
(0.04
)%
0.02
%
Net income applicable to FB Financial
Corporation
$
27,950
$
29,369
$
36,381
Diluted earnings per common share
$
0.59
$
0.63
$
0.78
Effective tax rate
18.4
%
18.2
%
21.0
%
Adjusted net income*
$
39,890
$
36,152
$
35,739
Adjusted diluted earnings per common
share*
$
0.85
$
0.77
$
0.76
Weighted average number of shares
outstanding - fully diluted
46,998,873
46,916,939
46,765,154
Returns on
average:
Return on average total assets
(“ROAA”)
0.89
%
0.94
%
1.15
%
Adjusted*
1.27
%
1.15
%
1.13
%
Return on average shareholders' equity
7.70
%
8.41
%
11.0
%
Return on average tangible common equity
(“ROATCE”)*
9.29
%
10.3
%
13.6
%
Adjusted*
13.5
%
12.9
%
13.6
%
*Non-GAAP financial measure; A
reconciliation of non-GAAP measures to the most directly comparable
GAAP measure is included in the Company's First Quarter 2024
Financial Supplement.
Balance Sheet and Net Interest
Margin
The Company reported loans HFI of $9.29 billion at the end of
the first quarter of 2024, a decline of $119.9 million compared to
$9.41 billion at the end of the prior quarter. This was driven by a
decline in construction loans of $128.4 million, which contributed
to multifamily and non-owner occupied commercial real estate
balance increases of $11.3 million and $48.0 million, respectively.
Additionally, the Company had a larger commercial and industrial
credit payoff during the quarter, which accounted for $48.9 million
of the decrease. Net of the decrease in construction loans and the
commercial and industrial credit payoff, the loans HFI portfolio
increased by $57.4 million, or 2.46% annualized.
Near the end of the first quarter, the Company executed a
balance sheet restructure by electing to sell $207.9 million in
available-for-sale securities with a weighted average yield of
2.14% and reinvested the proceeds of the sales into
available-for-sale securities with a weighted average yield of
5.94%. The securities sales resulted in a loss of $16.2 million
included in the first quarter results.
The Company reported total deposits of $10.50 billion at the end
of the first quarter of 2024 compared to $10.55 billion at the end
of the fourth quarter of 2023. The Company's total cost of deposits
increased to 2.76% during the first quarter from 2.65% in the
fourth quarter of 2023. Noninterest-bearing deposits were $2.18
billion at the end of the quarter compared to $2.22 billion at the
end of the fourth quarter of 2023.
The Company’s net interest income on a tax equivalent basis
decreased slightly in the first quarter of 2024 to $100.2 million
from $101.9 million in the prior quarter. NIM decreased to 3.42%
for the first quarter of 2024 from 3.46% for the previous quarter.
NIM was impacted as the Company recognized less from loan fees and
loan origination expenses in comparison to previous quarters due to
an updated methodology for deferrals of these items. The cost of
interest-bearing deposits increased to 3.49% from 3.40% in the
previous quarter and the contractual yield on loans HFI increased
to 6.55% from 6.43% from the fourth quarter of 2023.
Holmes continued, “Net interest margin was in line with
expectations for the quarter and exceeded the prior quarter when
adjusting for loan fees. The Company continued to reduce exposure
to construction lending during the quarter, resulting in a decrease
in loan balances. The team is focused on growing relationship-based
customers versus transactional business, and this resolve for
growing relationships will create long term value for the Company
and our shareholders.”
Noninterest Income
Core noninterest income* was $23.6 million for the first quarter
of 2024, compared to $18.7 million and $22.6 million for the fourth
and first quarters of 2023, respectively. On a percentage basis,
core noninterest income* was up 26.5% from the fourth quarter of
2023 and 4.69% from the first quarter of 2023. Core noninterest
income* for the first quarter of 2024 reflected adjustments for a
$16.2 million loss from sale of securities and a $0.6 million gain
on sale of other real estate owned; detail on adjustments for prior
periods is available in the non-GAAP reconciliations.
Despite the interest rate environment, mortgage banking income
increased to $12.6 million in the first quarter of 2024 compared to
$8.4 million in the prior quarter and $12.1 million in the first
quarter of 2023.
Chief Financial Officer, Michael Mettee commented, “After
adjusting noninterest income for the loss related to our securities
trade, which enhanced the earnings and liquidity profile of the
Company, the Company had good growth in fee income led by strong
performances from both our mortgage and investment teams.”
Noninterest Expense
Core noninterest expense* during the first quarter of 2024 was
$71.9 million compared to $74.4 million for the prior quarter and
$80.5 million for the first quarter of 2023. These amounts reflect
adjustments to expenses of $0.5 million for the Federal Deposit
Insurance Corporation (“FDIC”) special assessment in the first
quarter and compare to adjustments of $2.2 million for early
retirement and severance costs, $1.8 million of loss on lease
terminations and $1.8 million for the FDIC special assessment in
the fourth quarter of 2023 and a $0.1 million gain on lease
terminations in the first quarter of 2023. During the first quarter
of 2024, the Company's core efficiency ratio* was 58.1%, compared
to 61.7% in the previous quarter and 63.4% in the first quarter of
2023. Core banking noninterest expense* was $59.8 million for the
quarter, compared to $62.6 million in the prior quarter.
Mettee noted, “Continued efficiency improvements and proactive
expense management remain a focus of the Company in this operating
environment. At the same time, we are intent on adding seasoned
revenue producers to add scale to the operating platform that we
have developed over the prior two years.”
Credit Quality
In the first quarter, the Company recorded a provision expense
of $1.9 million related to loans HFI and a provision reversal of
$1.1 million related to unfunded loan commitments, resulting in a
net provision expense of $0.8 million. Through an intentional
effort to derisk the balance sheet, the Company ended the quarter
with $590.6 million in unfunded commitments for construction and
land development loans, a decline of $135.3 million from the fourth
quarter of 2023 and $749.6 million from the first quarter of 2023.
The Company had an allowance for credit losses on loans HFI as of
the end of the first quarter of 2024 of $151.7 million,
representing 1.63% of loans HFI compared to $150.3 million, or
1.60% of loans HFI as of December 31, 2023.
The Company experienced net charge-offs of $0.5 million in the
first quarter of 2024, representing annualized net charge-offs of
0.02% of average loans HFI, which compares to annualized net
recoveries of 0.04% in the fourth quarter of 2023 and annualized
net charge-offs of 0.02% in the first quarter of 2023.
The Company's nonperforming loans HFI as a percentage of total
loans HFI increased to 0.73% as of the end of the first quarter of
2024 compared to 0.65% at the previous quarter-end and 0.49% at the
end of the first quarter of 2023. Nonperforming assets as a
percentage of total assets increased to 0.75% as of the end of the
first quarter of 2024 compared to 0.69% at the end of the prior
quarter and 0.61% as of the end of the first quarter of 2023.
Holmes commented, “The Company continued to modestly build its
allowance for credit losses during the quarter as we remain
cautious on the economy and cognizant of certain asset classes. Our
loan portfolio continues to perform as expected, demonstrated by 2
basis points of annualized net charge-offs during the quarter and
stable nonperforming metrics.”
Capital Strength
Holmes continued, “Our capital position provided us the
opportunity to partially restructure our balance sheet and
reauthorize our share repurchase program. While we continue to
build our capital levels through our earnings power, we are working
to deploy capital as opportunities present themselves.”
______________ *Non-GAAP financial measure;A reconciliation of
non-GAAP measures to the most directly comparable GAAP measure is
included in the Company's First Quarter 2024 Financial
Supplement.
Summary
Holmes finalized, “The first quarter results reflect the efforts
of the team over the last two years to improve on a solid
foundation that we can leverage to build scale, increase returns
and build long term shareholder value. The quarter reflects
progress towards those goals and towards our goal of industry
leading performance metrics.”
WEBCAST AND CONFERENCE CALL INFORMATION
FB Financial Corporation will host a conference call to discuss
the Company's financial results on April 16, 2024, at 8:00 a.m.
(Central Time). To listen to the call, participants should dial
1-877-883-0383 (confirmation code 2780822) approximately 10 minutes
prior to the call. A telephonic replay will be available
approximately two hours after the call through April 23, 2024, by
dialing 1-877-344-7529 and entering confirmation code 3452585.
A live online broadcast of the Company’s quarterly conference
call will be available online at
https://event.choruscall.com/mediaframe/webcast.html?webcastid=thzEZCfJ.
An online replay will be available on the Company’s website
approximately two hours after the conclusion of the call and will
remain available for 12 months.
ABOUT FB FINANCIAL CORPORATION
FB Financial Corporation (NYSE: FBK) is a financial holding
company headquartered in Nashville, Tennessee. FB Financial
Corporation operates through its wholly owned banking subsidiary,
FirstBank with 76 full-service bank branches across Tennessee,
Kentucky, Alabama and North Georgia, and mortgage offices across
the Southeast. FB Financial Corporation has approximately $12.55
billion in total assets.
SUPPLEMENTAL FINANCIAL INFORMATION AND EARNINGS
PRESENTATION
Investors are encouraged to review this Earnings Release in
conjunction with the First Quarter 2024 Financial Supplement and
Earnings Presentation posted on the Company’s website, which can be
found at https://investors.firstbankonline.com. This Earnings
Release, the First Quarter 2024 Financial Supplement and the
Earnings Presentation are also included with a Current Report on
Form 8-K that the Company furnished to the U.S. Securities and
Exchange Commission (“SEC”) on April 15, 2024.
FORWARD-LOOKING STATEMENTS
Certain statements contained in this Earnings Release that are
not historical in nature may be considered forward-looking
statements within the meaning of the Private Securities Litigation
Reform Act of 1995. These forward-looking statements include,
without limitation, statements regarding the Company’s future
plans, results, strategies, and expectations, including
expectations around changing economic markets. These statements can
generally be identified by the use of the words and phrases “may,”
“will,” “should,” “could,” “would,” “goal,” “plan,” “potential,”
“estimate,” “project,” “believe,” “intend,” “anticipate,” “expect,”
“target,” “aim,” “predict,” “continue,” “seek,” and other
variations of such words and phrases and similar expressions. These
forward-looking statements are not historical facts, and are based
upon management's current expectations, estimates, and projections,
many of which, by their nature, are inherently uncertain and beyond
the Company’s control. The inclusion of these forward-looking
statements should not be regarded as a representation by the
Company or any other person that such expectations, estimates, and
projections will be achieved. Accordingly, the Company cautions
shareholders and investors that any such forward-looking statements
are not guarantees of future performance and are subject to risks,
assumptions, and uncertainties that are difficult to predict.
Actual results may prove to be materially different from the
results expressed or implied by the forward-looking statements. A
number of factors could cause actual results to differ materially
from those contemplated by the forward-looking statements
including, without limitation, (1) current and future economic
conditions, including the effects of inflation, interest rate
fluctuations, changes in the economy or global supply chain,
supply-demand imbalances affecting local real estate prices, and
high unemployment rates in the local or regional economies in which
the Company operates and/or the US economy generally, (2) changes
in government interest rate policies and its impact on the
Company’s business, net interest margin, and mortgage operations,
(3) any continuation of the recent turmoil in the banking industry,
including the associated impact to the Company and other financial
institutions of any regulatory changes or other mitigation efforts
taken by government agencies in response, (4) increased competition
for deposits, (5) the Company’s ability to effectively manage
problem credits, (6) any deterioration in commercial real estate
market fundamentals, (7) the Company’s ability to identify
potential candidates for, consummate, and achieve synergies from,
potential future acquisitions, (8) the Company’s ability to
successfully execute its various business strategies, (9) changes
in state and federal legislation, regulations or policies
applicable to banks and other financial service providers,
including legislative developments, (10) the effectiveness of the
Company’s cybersecurity controls and procedures to prevent and
mitigate attempted intrusions, (11) the Company's dependence on
information technology systems of third party service providers and
the risk of systems failures, interruptions, or breaches of
security, and (12) the impact of natural disasters, pandemics,
and/or acts of war or terrorism, (13) events giving rise to
international or regional political instability, including the
broader impacts of such events on financial markets and/or global
macroeconomic environments, and (14) general competitive, economic,
political, and market conditions. Further information regarding the
Company and factors which could affect the forward-looking
statements contained herein can be found in the Company’s Annual
Report on Form 10-K for the fiscal year ended December 31, 2023,
and in any of the Company’s subsequent filings with the SEC. Many
of these factors are beyond the Company’s ability to control or
predict. If one or more events related to these or other risks or
uncertainties materialize, or if the underlying assumptions prove
to be incorrect, actual results may differ materially from the
forward-looking statements. Accordingly, shareholders and investors
should not place undue reliance on any such forward-looking
statements. Any forward-looking statement speaks only as of the
date of this Earnings Release, and the Company undertakes no
obligation to publicly update or review any forward-looking
statement, whether as a result of new information, future
developments or otherwise, except as required by law. New risks and
uncertainties may emerge from time to time, and it is not possible
for the Company to predict their occurrence or how they will affect
the Company.
The Company qualifies all forward-looking statements by these
cautionary statements.
GAAP RECONCILIATION AND USE OF NON-GAAP FINANCIAL
MEASURES
This Earnings Release contains certain financial measures that
are not measures recognized under U.S. generally accepted
accounting principles (“GAAP”) and therefore are considered
non-GAAP financial measures. These non-GAAP financial measures may
include, without limitation, adjusted net income, adjusted diluted
earnings per common share, adjusted pre-tax pre-provision net
revenue, consolidated core revenue, consolidated core and segment
noninterest expense and consolidated core noninterest income,
consolidated core efficiency ratio (tax equivalent basis), and
adjusted return on average assets and equity. Each of these
non-GAAP metrics excludes certain income and expense items that the
Company’s management considers to be non-core/adjusted in nature.
The Company refers to these non-GAAP measures as adjusted (or core)
measures. Also, the Company presents tangible assets, tangible
common equity, tangible book value per common share, tangible
common equity to tangible assets, return on average tangible common
equity, and adjusted return on average tangible common equity. Each
of these non-GAAP metrics excludes the impact of goodwill and other
intangibles.
The Company’s management uses these non-GAAP financial measures
in their analysis of the Company’s performance, financial condition
and the efficiency of its operations as management believes such
measures facilitate period-to-period comparisons and provide
meaningful indications of its operating performance as they
eliminate both gains and charges that management views as
non-recurring or not indicative of operating performance.
Management believes that these non-GAAP financial measures provide
a greater understanding of ongoing operations and enhance
comparability of results with prior periods as well as demonstrate
the effects of significant non-core gains and charges in the
current and prior periods. The Company’s management also believes
that investors find these non-GAAP financial measures useful as
they assist investors in understanding the Company’s underlying
operating performance and in the analysis of ongoing operating
trends. In addition, because intangible assets such as goodwill and
the other items excluded each vary extensively from company to
company, the Company believes that the presentation of this
information allows investors to more easily compare the Company’s
results to the results of other companies. However, the non-GAAP
financial measures discussed herein should not be considered in
isolation or as a substitute for the most directly comparable or
other financial measures calculated in accordance with GAAP.
Moreover, the manner in which the Company calculates the non-GAAP
financial measures discussed herein may differ from that of other
companies reporting measures with similar names. Investors should
understand how such other banking organizations calculate their
financial measures with names similar to the non-GAAP financial
measures the Company has discussed herein when comparing such
non-GAAP financial measures.
A reconciliation of these measures to the most directly
comparable GAAP financial measures is included in the Company's
First Quarter 2024 Financial Supplement, which is available at
https://investors.firstbankonline.com.
Financial Summary and Key
Metrics
(Unaudited)
(dollars in thousands, except
share data)
As of or for the Three Months
Ended
Mar 2024
Dec 2023
Mar 2023
Selected Statement of Income
Data
Total interest income
$
176,128
$
174,835
$
159,480
Total interest expense
76,638
73,747
55,820
Net interest income
99,490
101,088
103,660
Total noninterest income
7,962
15,339
23,349
Total noninterest expense
72,420
80,200
80,440
Earnings before income taxes and
provisions for credit losses
35,032
36,227
46,569
Provisions for credit losses
782
305
491
Income tax expense
6,300
6,545
9,697
Net income applicable to noncontrolling
interest
—
8
—
Net income applicable to FB Financial
Corporation
$
27,950
$
29,369
$
36,381
Net interest income (tax-equivalent
basis)
$
100,199
$
101,924
$
104,493
Adjusted net income*
$
39,890
$
36,152
$
35,739
Adjusted pre-tax, pre-provision net
revenue*
$
51,180
$
45,390
$
45,701
Per Common Share
Diluted net income
$
0.59
$
0.63
$
0.78
Adjusted diluted net income*
0.85
0.77
0.76
Book value
31.55
31.05
29.29
Tangible book value*
26.21
25.69
23.86
Weighted average number of shares
outstanding - fully diluted
46,998,873
46,916,939
46,765,154
Period-end number of shares
46,897,378
46,848,934
46,762,626
Selected Balance Sheet Data
Cash and cash equivalents
$
870,730
$
810,932
$
1,319,951
Loans HFI
9,288,909
9,408,783
9,365,996
Allowance for credit losses on loans
HFI
(151,667
)
(150,326
)
(138,809
)
Mortgage loans held for sale
82,704
67,847
73,005
Commercial loans held for sale, at fair
value
—
—
9,510
Investment securities, at fair value
1,464,682
1,471,973
1,474,064
Total assets
12,548,320
12,604,403
13,101,147
Interest-bearing deposits
(non-brokered)
8,191,962
8,179,430
8,693,515
Brokered deposits
130,845
150,475
251
Noninterest-bearing deposits
2,182,121
2,218,382
2,489,149
Total deposits
10,504,928
10,548,287
11,182,915
Borrowings
360,821
390,964
312,131
Allowance for credit losses on unfunded
commitments
(7,700
)
(8,770
)
(18,463
)
Total common shareholders' equity
1,479,526
1,454,794
1,369,696
Selected Ratios
Return on average:
Assets
0.89
%
0.94
%
1.15
%
Shareholders' equity
7.70
%
8.41
%
11.0
%
Tangible common equity*
9.29
%
10.3
%
13.6
%
Net interest margin (tax-equivalent
basis)
3.42
%
3.46
%
3.51
%
Efficiency ratio
67.4
%
68.9
%
63.3
%
Core efficiency ratio (tax-equivalent
basis)*
58.1
%
61.7
%
63.4
%
Loans HFI to deposit ratio
88.4
%
89.2
%
83.8
%
Noninterest-bearing deposits to total
deposits
20.8
%
21.0
%
22.3
%
Yield on interest-earning assets
6.03
%
5.96
%
5.38
%
Cost of interest-bearing liabilities
3.56
%
3.47
%
2.61
%
Cost of total deposits
2.76
%
2.65
%
1.94
%
Credit Quality Ratios
Allowance for credit losses on loans HFI
as a percentage of loans HFI
1.63
%
1.60
%
1.48
%
Net charge-offs (recoveries) as a
percentage of average loans HFI
0.02
%
(0.04
)%
0.02
%
Nonperforming loans HFI as a percentage of
loans HFI
0.73
%
0.65
%
0.49
%
Nonperforming assets as a percentage of
total assets
0.75
%
0.69
%
0.61
%
Preliminary Capital Ratios
(consolidated)
Total common shareholders' equity to
assets
11.8
%
11.5
%
10.5
%
Tangible common equity to tangible
assets*
9.99
%
9.74
%
8.68
%
Tier 1 risk-based capital
12.8
%
12.5
%
11.6
%
Common equity Tier 1
12.6
%
12.2
%
11.3
%
*Non-GAAP financial measure; A
reconciliation of non-GAAP measures to the most directly comparable
GAAP measure is included in the Company's First Quarter 2024
Financial Supplement.
(FBK - ER)
View source
version on businesswire.com: https://www.businesswire.com/news/home/20240415683104/en/
MEDIA CONTACT: Jeanie M. Rittenberry 615-313-8328
jrittenberry@firstbankonline.com www.firstbankonline.com
FINANCIAL CONTACT: Michael Mettee 615-564-1212
mmettee@firstbankonline.com
investorrelations@firstbankonline.com
Grafico Azioni FB Financial (NYSE:FBK)
Storico
Da Dic 2024 a Gen 2025
Grafico Azioni FB Financial (NYSE:FBK)
Storico
Da Gen 2024 a Gen 2025
