Peru Congress Set To Debate Pension Fund Protection Law
06 Maggio 2011 - 10:03PM
Dow Jones News
Peru's Congress looks set to debate a new law next week which is
aimed at protecting the country's private pension funds, currently
worth about $30 billion.
In the runup to Peru's final round of presidential elections on
June 5, one of the two candidates, leftist Ollanta Humala, has
outlined plans for a new public-sector pension system to which all
workers would make mandatory contributions, leaving private fund
contributions elective.
Currently, Peru has workers making mandatory contributions to
either a private pension fund or the national public system.
In the last week, representatives from pension funds, which use
a percentage of workers' contributions to cover fees and management
costs, have said Humala's plan would destroy the private system in
its current form.
The new law to protect private pensions is the initiative of
current Finance Minister Ismael Benavides and aims to make the
private pension funds "untouchable" by any future government.
Humala's rival candidate, the pro-market Congresswoman Keiko
Fujimori, is not seen as a threat to the private funds. This is
partly because of her pro-market stance and partly because the
funds were the brainchild of her father, former president Alberto
Fujimori, who is currently serving a 25-year jail sentence for
human rights abuses during his term.
Specifically, the new law would see any modifications to the
obligatory pension contribution levels being dependent on the
approval of Peru's bank regulator, the SBS.
The law would also see the SBS revising and evaluating private
pension contribution levels every five years.
The private funds operating in Peru are AFP Horizonte SA
(HORIZC1.VL), owned mainly by Holding Continental and Spain's Banco
Bilbao Vizcaya Argentaria SA (BBVA, BBVA.MC); AFP Integra SA
(INTEGRC1.VL), mainly owned by the ING Groep NV (ING, INGA.AE); AFP
Profuturo, whose main shareholder is a unit of Bank of Nova Scotia
(BNS, BNS.T),and Prima AFP, controlled by Credicorp Ltd. (BAP,
BAP.VL)
Some 4.7 million Peruvians are clients of the private pension
system, up from 2.7 million in 2001, while pension-fund assets as
of February totaled $30.8 billion, up from just $3.6 billion at the
end of 2001. Pension-fund assets are equivalent to about 20% of
Peru's gross domestic product.
-By Sophie Kevany, Dow Jones Newswires; +51-989 038 043;
peru@dowjones.com