Bradford & Bingley plc


RE: BRADFORD & BINGLEY BUILDING SOCIETY
    GBP 2,400,000.00
    MATURING: 07-Feb-2007
    ISSUE DATE: 07-May-2002
    ISIN: XS0146660526

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
07-Nov-2006 TO 07-Feb-2007 HAS BEEN FIXED AT 5.070000 PCT

DAY BASIS 92/365

INTEREST PAYABLE VALUE 07-Feb-2007 WILL AMOUNT TO:
GBP 127.79 PER GBP 10,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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