Ceres Group to Announce Fourth Quarter and 2003 Results CLEVELAND, Feb. 18 /PRNewswire-FirstCall/ -- Ceres Group, Inc. today announced that it will release fourth quarter and 2003 financial results after market on Wednesday, March 3, 2004. (Logo: http://www.newscom.com/cgi-bin/prnh/20000315/CRLOGO ) Tom Kilian, president & chief executive officer, will host a conference call at 10:00 a.m. (Eastern) on Thursday, March 4, 2004, to discuss the results. The conference call will be broadcast over the Internet at http://www.ceresgp.com/ or http://www.firstcallevents.com/service/ajwz400500257gf12.html . To listen to the webcast, please log onto this site at least 15 minutes prior to the call to register, download and install any necessary audio software. If you are unable to participate on the call, a replay will be available through March 11, by dialing 888-266-2081, passcode: 397040. About Ceres Group Ceres Group, Inc., through its insurance subsidiaries, provides a wide array of health and life insurance products through two primary business segments. Ceres' Medical Segment includes major medical health insurance for individuals, families, associations and small businesses. The Senior Segment includes senior health, life and annuity products for Americans age 55 and over. To help control medical costs, Ceres also provides medical cost management services to its insureds. Ceres' nationwide distribution channels include independent agents and its electronic distribution system. Formore information, visit http://www.ceresgp.com/ . http://www.newscom.com/cgi-bin/prnh/20000315/CRLOGO http://photoarchive.ap.org/ DATASOURCE: Ceres Group, Inc. CONTACT: Gayle Vixler, Senior Vice President, Corporate Communications of Ceres Group, Inc., +1-440-572-8848 Web site: http://www.ceresgp.com/ http://www.firstcallevents.com/service/ajwz400500257gf12.html

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