CUSIP No.
55272D106
13G
Page 1 of 5 Pages
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G*
Under the Securities Exchange Act of 1934
MFB Corp.
(
Name of Issuer)
Common Stock, without par value
(Title of Class of Securities)
55272D106
(CUSIP Number)
December 31, 2006
(Date
of Event Which Requires Filing of this Statement)
Check
the appropriate box to designate the rule pursuant to which this Schedule is
filed:
[ X
]Rule 13d-1(b)
[ ]Rule 13d-1(c)
[ ]Rule 13d-1(d)
*
Please note that this Schedule 13G serves as an amendment to the Schedule previously
filed on February 12, 2007.
The
information required in the remainder of this cover page shall not be deemed to be
“filed” for the purpose of Section 18 of the Securities Exchange Act of
1934 (“Act”) or otherwise subject to the liabilities of that section of the
Act but shall be subject to all other provisions of the Act (however, see the
Notes).
CUSIP No.
55272D106
13G
Page 2 of 5 Pages
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1.
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Name of Reporting Persons.
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I.R.S. Identification No. of above persons (entities only).
Delaware Charter Guarantee & Trust Company dba Principal Trust
Company as Trustee for the MFB Financial Employees’ Savings and Profit Sharing
Plan, IRS No. 51-0099493.
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2.
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Check the Appropriate Box if a Member of a
Group:
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4.
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Citizenship or Place of Organization:
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Delaware
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Number
of Shares Beneficially Owned by Each Reporting Person With:
0
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109,259
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7.
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Sole Dispositive Power:
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0
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8.
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Shared Dispositive Power:
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109,259
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9.
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Aggregate Amount Beneficially owned by Each Reporting
Person
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109,259
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10.
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Check if Aggregate Amount in Row (9) Excludes Certain
Shares:
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11.
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Percent of Class Represented by Amount in Row
(9):
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8.24%
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12.
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Type of Reporting Person:
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EP
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CUSIP No.
55272D106
13G
Page 3 of 5 Pages
Item
1.
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(a)
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Name of Issuer:
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MFB Corp.
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(b)
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Address of Issuer’s Principal Executive
Offices:
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4100 Edison Lakes Parkway
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Suite 300
Mishawaka, IN 46545-3465
Item
2.
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(a)
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– (c) Name, Principal Business Address and
Citizenship of Person Filing:
|
Delaware Charter Guarantee & Trust Company dba Principal Trust
Company as Trustee for the MFB Financial Employees’ Savings and Profit Sharing
Plan
1013 Centre Road
Wilmington, Delaware 19805
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(d)
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Title of Class of Securities:
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Common Stock, without par value
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(e)
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CUSIP Number:
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55272D106
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Item 3.
If this statement is filed pursuant to Rule 13D-1(b) or 13D-2(b) or (c), check whether
the person filing is a:
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(f)
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[ X ] An employee benefit plan or endowment fund in
accordance with Rule 13d-1(b)(1)(ii)(F);
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Item 4.
Ownership - Provide the following information regarding the aggregate number and
percentage of the class of securities of the issuer identified in Item 1.
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(a)
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The MFB Financial Employees’ Savings and Profit
Sharing Plan (“Plan”) is subject to the Employee Retirement
Income Security Act of 1974 (“ERISA”). Delaware Charter
Guarantee & Trust Company dba Principal Trust Company is the
Trustee of the MFB Financial Employees’ Savings and Profit
Sharing Plan Trust. As of December 31, 2006, the Trust held 109,259
shares of the Issuer’s common stock. The securities reported
include all shares held of record by the Trustee as trustee of the
Trust. The Trustee follows the directions of the Issuer and/or Plan
participants with respect to voting and disposition of shares. The
Trustee, however, is subject to fiduciary duties under ERISA. The
Trustee disclaims beneficial ownership of the shares of common stock
that are the subject of this Schedule 13G.
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(b)
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The 109,259 shares of common stock represent 8.24% of
the Issuer’s outstanding shares of common stock. The percent of
class is based on shares outstanding as of December 31, 2006, as
provided by the Issuer.
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CUSIP No.
55272D106
13G
Page 4 of 5 Pages
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(c)
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Number of shares as to which such person has:
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(i)
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Sole power to vote or direct the vote:
0
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(ii)
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Shared power to vote or direct the vote:
109,259
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(iii)
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Sole power to dispose or direct the disposition
of:
0
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(iv)
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Shared power to dispose or direct the disposition
of:
109,259
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Item
5. Ownership of Five Percent or Less of Class
Not
Applicable
Item
6. Ownership of More Than Five Percent on Behalf of Another Person
Not
Applicable
Item
7. Identification and Classification of the Subsidiary Which Acquired the Security
Being Reported on by the Parent Holding Company
Not
Applicable
Item
8. Identification and Classification of Members of the Group
Not
Applicable
Item
9. Notice of Dissolution of Group
Not
Applicable
Item
10. Certification
By
signing below I certify that, to the best of my knowledge and belief, the securities
referred to above were acquired and are held in the ordinary course of business and
were not acquired and are not held for the purpose of or with the effect of having or
influencing the control of the issuer of the securities and are not acquired and are
not held in connection with or as a participant in any transaction having that purpose
or effect.
CUSIP No.
55272D106
13G
Page 5 of 5 Pages
SIGNATURE
After
reasonable inquiry and to the best of my knowledge and belief, I certify that the
information set forth in this statement is true, complete and correct.
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Delaware Charter Guarantee & Trust
Company
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/s/ Jill W. Simonds_____________________
Jill W. Simonds
Vice President of Operations
February 12, 2008