SÃO PAULO, Feb. 5, 2025
/PRNewswire/ -- Itaú Unibanco Holding S.A. ("Itaú Unibanco" or
"Company"), in compliance with the provisions of Article 157,
paragraph 4 of Law No. 6,404/76 and Resolution No. 44/21 of the
Brazilian Securities and Exchange Commission (CVM), informs its
stockholders and the market in general that it released as of this
date its projections for the year 2025 in accordance with item 3
("Projections") of the Reference Form.
|
Consolidated
(Res. 4,966 criteria)
|
|
Total credit
portfolio¹
|
Growth between
4.5% and 8.5%
|
|
Financial margin with
clients
|
Growth between
7.5% and 11.5%
|
|
Financial margin with
the market
|
Between
R$1.0 bn and R$3.0 bn
|
|
Cost of
credit²
|
Between
R$34.5 bn and R$38.5 bn
|
|
Commissions and fees
and results
from insurance operations³
|
Growth between
4.0% and 7.0%
|
|
Non interest
expenses
|
Growth between
5.5% and 8.5%
|
|
Effective tax
rate
|
Between
27.0% and 29.0%
|
(1) Includes financial guarantees provided and private
securities; (2) Composed of results from loan losses, impairment
and discounts granted; (3) Commissions and fees (+) income from
insurance, pension plan and premium bonds operations (-) expenses
for claims (-) insurance, pension plan and premium bonds selling
expenses.
It is important to mention that, as of February 2025, the company considers a cost of
capital of around 15.0% p.y. in the management of its
businesses.
Information on outlooks for the business, projections, and
operational and financial goals are solely forecasts, based on
management's current outlook in relation to the future of Itaú
Unibanco. These expectations are highly dependent on market
conditions, the general economic performance of the country, of the
sector and the international markets. Therefore, our effective
results and performance may differ from those forecasted in this
prospective information.
São Paulo – SP, February 05,
2025.
Gustavo Lopes
Rodrigues
Investor Relations Officer
Contact:
Itaú Unibanco – Comunicação Corporativa
Phone: (11) 5019-8880 / 8881
E-mail: imprensa@itau-unibanco.com.br
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SOURCE Itaú Unibanco Holding S.A.
