Insure.com Examines Insurance for Blogs and Online Gossip That Turn Ugly
14 Aprile 2009 - 11:30AM
PR Newswire (US)
DARIEN, Ill., April 14 /PRNewswire-FirstCall/ -- E-mails, blogs and
Web pages are fertile grounds for zinging a friend, grinding an ax
or seeking revenge. People may blog about the horrible job a
contractor did on their house. A MySpace page rant could accuse a
friend of salacious or illegal behavior. An embarrassing video can
turn up on YouTube, much to the surprise and dismay of those
filmed. If you've been naughty online, a standard home insurance
policy won't help you pay to defend against lawsuits involving
libel, slander or defamation of character: If someone sues you for
what you've said online, that's a "personal injury" claim. If you
want your insurance company to rescue you, you'll likely need one
of the following: 1. A personal injury endorsement to your home
insurance policy 2. An umbrella policy that includes personal
injury 3. An excess liability policy that includes personal injury
But even with a personal injury endorsement or other coverage in
hand, you won't be covered for all online actions. Insurance won't
pay in these cases: -- If you've posted or published material that
you knew was false. -- For material you posted before the beginning
of the policy period, or for claims that commence after the policy
period. -- For online communications that are business-related.
(But your employer's insurance might cover you, depending on the
situation.) So if you're running a blog that's related to your
profession, this may be excluded. -- For criminal acts. Evaluating
your potential "exposure" to a lawsuit is wise if you regularly
send your thoughts over the Internet. For more, read "Gossipy?
Insurance for Blogs, E-mails and Other Pursuits Online That May
Turn Ugly " at
http://www.insure.com/articles/homeinsurance/online-personal-injury.html.
Insure.com's expert staff is available for interviews about this
and other consumer insurance topics, including auto, home, health
and life insurance. About Insure.com Originally founded in 1984 as
Quotesmith Corporation, Insure.com owns and operates a
comprehensive consumer information service and companion insurance
brokerage service that caters to the needs of self-directed
insurance shoppers. Visitors to the company's flagship Web site,
http://www.insure.com/, are able to obtain free, instant car
insurance quotes, instant life insurance quotes, home, business and
health insurance quotes from leading insurers and have the freedom
to buy online or by phone from any company shown. Insure.com is
home to hundreds of originally authored articles on consumer
insurance topics and provides free insurance decision-making tools
that are not available from any other single source. Insure.com
generates revenues from receipt of industry-standard commissions,
including back-end bonus commissions and volume-based contingent
bonus commissions that are paid by participating insurance
companies. Shares of the Company's common stock trade on the Nasdaq
Capital Market under the symbol NSUR. DATASOURCE: Insure.com, Inc.
CONTACT: Amy Danise, Editor of Insure.com, Inc., +1-860-386-6446,
Web Site: http://insure.com/
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